We have been opening Capital One 360 for six months. I want to give you some ideas about it. Well. We will consider the pros and cons. Before we start, there will be a recommendation link in the description box. If you want to click on this link to continue and open the Capital One 360 account, you will receive a bonus.
I got a bonus and everyone was happy. It’s like $25 for you. I’ll warn you that it really takes a month to start. You have to open an account and invest some money to get started. Usually, you reach this limit by opening a sunken fund account, which is win-win for everyone. So check and register.
I can’t recommend enough, so let’s go with professionals. There is no charge for opening and maintaining this account, and there is no minimum requirement. Therefore, if you clear the entire account, you can own it. This may be my favorite. You have an account like a blanket.
But you can divide it into up to 25 small accounts, and you can name each account. We have our Medical Ideas Fund, our Car Repair Replacement Fund, and our Columbia Fund for Emergency Travel. We have several others, but we also keep the emergency fund there.
Some people did not leave the emergency fund there because it took several days to move from one bank to another. But I find that our emergency fund has a solution. You want to visit your emergency fund immediately and urgently.
Obviously, this is an emergency. What we did was we opened a checking account for Capital One 360. Therefore, if we are in an emergency, I will transfer the emergency fund or any funds I need to fund to the checking account. I have a debit card to use. It’s instant. It happens instantaneously.
I can get the money. Free ATMs are available everywhere, and they are free and cost-free. So we never needed our emergency fund. If we do, I either have debit cards that I can use to pay for, or I can take out cash. So it’s always an option. It has a good interest rate for savings accounts. It’s like it’s less than 1%.
I think that’s like 7.5%. That’s great. Considering that my federal rate is 0.3 or 0.2, I don’t even remember. That’s bad, but the interest rate on the Capital One 360 account is considerable. So, although we don’t have enough money to make anything, if we have a lot of money there, it’s like saving money for a big trip.
Obviously it’s not the second step for us, but if we go that way and for some reason have less money there, we’ll get quite a lot of money. That’s great. Considering that this is your emergency fund, you won’t make money on emergency calls. This application allows you to scan your checks.
If you get checked for any reason, you can scan them on the application and they will be deposited directly into any account you tell them, which is very convenient. But to be honest, I think all banks do that. So they do all the banks. But it’s a good selling point.
Another major is that you think the sinking capital is great. You have cash to rely on, not to actually buy Capital One 360. But I take every opportunity to push for repayment. Because over the years, we have no thought capital, I have never felt so comfortable.
Then, because we opened the sink, but what are you waiting for? Let’s go into shortcomings, no branches. It’s just my ATM, it’s not a big problem, because even in my bank, when I go to a branch, I only use ATM. I don’t want to wait in line because everyone in the bank is always grumpy because they have to make money, so I prefer to go to ATM to get cash.
Secondly, it may take seven days to transfer money from an account. This account may be a problem. But when money disappears from one account and doesn’t appear in another account for a few days, it’s a little scary and a little annoying.
It took me months to get used to it. The first month was a bit of a disaster. When I open an account, it will show up before it disappears from another account. So that’s part of the reason I failed last Christmas, because we opened it last Christmas.
So the last question is, if you don’t trade properly, you’ll be charged a lot, and I think the cost is about $3. I’m a good warning, so it never happened to me. You hear my dog, he’s crazy, basically what you have to do is you absolutely must make sure you start trading from Capital One 360.
Fortunately, my other banks will not charge me for such transactions. If I want to transfer money from my Naval Federal Account to Capital One 360, I did it from the Naval Federal Web site. I can do it easily. It will cost me $3. If I log in to Capital One 360 and start it there, let them enter another bank of mine and exit, it won’t cost me anything.
I don’t understand logic, but that’s what it’s all about. So I remember that if I need to transfer money, I set it up every month. One day this month, all my debt-servicing fund accounts were filled. So it went into my regular account and took out the money. We were happy to go that month.
I mentioned that you need to repay the money because it will change your life and create a sense of calm for you. When we had this year’s tax collapse, we owed $2,500, and there was money. Unfortunately, I don’t have to solve problems differently. I could have taken all $2,500 from the idea of thinking about the fund and I didn’t have to use overdrafts.
I don’t use credit cards. We don’t even use credit cards anymore. But I won’t take bank loans. So I can’t emphasize how much money I have to use Capital One 360 as my sunken capital, and the best part is that it’s not attached to my main bank account.
All our money goes in and out of the two banks in different accounts. Because it has no additions. I forgot it was just accumulating. I’ll think about it and today, because I’m shooting this. I’ll check it. I’m glad to go in and see how much money we have there.
I want to get money from there, so I can get it in an emergency or when I really need it. I won’t even consider it unless I absolutely need it. Therefore, please use the following recommendation link, I guarantee you will not regret it.
The last scam was the last cotton bill, such as the barking dog. If you are not familiar with my channel. We talked about my family finances and family time. So be sure to click on my laughing face and subscribe to my channel. I’ll see you next time.